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Expert guidance across all Medicare options to help you find the perfect coverage for your healthcare needs and budget

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NY Plan Changes & Renewal

2025 Updates & Deadlines

Many New Yorkers are seeing plan changes for 2025. We review your doctors, drugs, and hospitals against all available options in your county and handle enrollment for you—at no cost.

What We Handle for You

Annual Enrollment: Oct 15 – Dec 7 (AEP)
Non-renewal SEP: Dec 8 – Feb 28 (if your plan ends)
Keep your doctors & meds check
Zero-cost licensed guidance
County-specific plan comparisons
Paperwork & enrollment handled for you

Important Dates for 2025-2026

Annual Enrollment

October 15 – December 7, 2025

Opens in 8 days

Coverage Starts

Changes made by December 7 become effective January 1, 2026

Plan Non-Renewal SEP

December 8, 2025 – February 28, 2026 (if your plan ends)

Our 4-Step Renewal Process

1

Gather Your Info

ZIP code, current doctors, hospitals, and prescriptions

2

Compare NY Plans

Check networks, drug formularies, and out-of-pocket costs

3

Recommend Best Fit

Side-by-side comparison by total cost and provider access

4

Handle Enrollment

Complete paperwork and confirm your new coverage

New York Medicare Insights

County-Specific Plans

Plan availability varies by NY county. We compare every option in your specific area to find plans that keep your current providers.

2025 Drug Cost Changes

Part D out-of-pocket costs are now capped at $2,000 annually, with optional monthly payment smoothing available.

What to Have Ready

Medicare Information

Your Medicare card with MBI number

Current Medications

Complete list with dosages and frequency

Preferred Providers

List of doctors and hospitals you want to keep

Current Plan Details

Plan ID card and 2026 ANOC if received

Ready to Secure Your 2026 Coverage?

Don't wait until the deadline. Let us help you find the best Medicare plan for your needs.

Important Information

• Annual Enrollment Period runs October 15 – December 7, 2025; changes effective January 1, 2026.

• Non-renewal Special Enrollment Period: December 8, 2025 – February 28, 2026 (enroll by 12/31 for 1/1 start).

• Part D out-of-pocket costs capped at $2,000 in 2025 with optional monthly smoothing program.

• 2025 costs: Part A deductible $1,676, Part B premium $185/month, deductible $257 (IRMAA may apply).

Not connected with or endorsed by the U.S. government or federal Medicare program. Plan availability varies by county.

Still Have Questions About Medicare?

Our licensed professionals are here to help you navigate your Medicare options and find the coverage that's right for you.

11+
Years Experience
500+
Families Served
100%
Licensed